You are right Gbenga. The scholars who will be most affected by the UKBA 28 days rule are those who are sponsored by NDDC and the sum of their fees, accommodation and cost of living clearly exceeds the amount NDDC is sponsoring them for. For these set of people they will need money in their account over the 28 days to show that the deficits could be taken care of without them seeking access to UK public funds or living a life of wedlock and having to work 90 hours a week to make ends meet.