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Job Title: Credit Analyst
Job ID: 356507
Job Function: Wholesale Banking
Job Description

  • Overall responsibility for Credit Risk and analysts within the Segment.
  • Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
  • Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
  • Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio


Key Roles & Responsibilities


  • Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
  • Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
  • Work with the RM, in:
  • obtaining all pre clearances like ER negativity, segmentation, etc.
  • preparing & presenting work-shopping note and c) expediting approvals.
  • Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
  • Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
  • Coordinate and prepare for GCC meetings
  • Liaise with GAM Credit for limit approval/allocation.
  • Release the trade offerings in IMEX, after obtaining the necessary approvals.
  • Seek necessary approvals for excesses in the account

Qualifications & Skills

  • University Degree or Professional Qualification in a relevant discipline
  • Banking experience with significant corporate banking knowledge
  • Strong Communication and people management Skills
  • Strong selling and negotiation skills
  • Strong Financial, analytical and writing skills.
  • Thorough understanding of the bank’s products and credit policies

Application Closing Date
19th November, 2012

Method Of Application
Interested candidates should
Click here to apply online

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