Hello house, I read almost all your comments about the GSE stuff, and I blame the govt for allowing such nonsense, but like someone said we need to tart standing up for our selves.

However, i just applied to Union bank without a GSE score. if you go to Union bank website it is written clearly that no fees will be paid. All you need to do is go to the GSE website and register to get an ID. Thereafter login and fill your resume. It is only then that you go the Union bank website to login your GSE ID. It works. I just did mine.