I want to use this great opportunity to express my warm heartfelt greetings to all the thousands of young, dynamic individuals who had their career breached due to the on-going Banking reforms, I want to let you know that it's not over yet, God hasn't through with you yet. There are more frontier, new opportunity, greater glory and more resource to be exploit. I want to encourage us not to retent, hardwork is still the key. Please do wake up early and go looking around for something better to do. Remember that until you sow , you can never reap. God bless you all. Amen.