Cedar Microfinance Bank is a financial institution which recognizes the different needs of our unique and different customers. We are a well positioned Micro-Finance Bank that creates wealth through social and financial empowerment, using cutting edge banking idea, technologies and innovations to move our customer to the next level.

Our banking and financial services are well tailored to suit and help our customers develop and grow their businesses, meet their needs and enable them save towards a brighter and more rewarding future.

Cedar Microfinance Bank Limited is Recruiting for the position of a Credit Manager.

Job Title: Credit Manager

Job Location: Lagos

Job Description:

  • He/She would be reporting to the CEO, the primary responsibilities of the incumbent will include:


Key Responsibilities

  • Developing and operationalizing sound Microfinance loan portfolio management through efficient Credit Risk Analysis
  • Reviewing Loan Applications to ensure adherence to bank s Credit Manual prior to approval
  • Developing and implementing sound Risk Management Strategies.
  • Developing and implementing appropriate strategies for attracting and retaining prime clients that will ensure the long-term sustainability of the MFB.
  • Rolling out new products to increase the volume of business that will enhance MFB s REVENUE BASE.
  • Development, review and monitoring of budgets and controlling of the branch offices expenditure
  • Responsible for preparing daily, weekly, monthly and quarterly Board Reports on the credit portfolio and branch offices performance for decision making by Management
  • Co-ordination with other departments that provide support to the credit department in the areas of loan processing, payments/ disbursement and the production of reports.


Qualifications and competencies

  • He/She must posess a bachelors Degree in a business related field
  • Over 3 years at similar position
  • Working experience in Credit/ Lending in Microfinance Bank
  • Competent in ICT/MIS System
  • Results Oriented


APPLY HERE


Application Deadline: 20th November, 2013