Credit Risk executive


IndustryBanking / Financial ServicesSpecializationBanking / Finance / InsuranceMinimum QualificationDegreeRequired Experience1 - 3 yearsApplication Deadline1 month from now
Job Description


Amon leasing & Finance a newly established and leasing company is currently seeking fora qualified candidate for this position.


Responsibilities

  • Verifies applicants’ information regarding loan application as obtained by the marketers who have direct link with the client.
  • Analyses applicants’ financial status, conduct income and property evaluations to determine feasibility of proposed repayment plan.
  • Offers alternative recommendations to applicants based on assessment of income status and need.
  • Prepares and processes all documentations necessary for all facilities.
  • Compiles and maintain a record of Clients’ credit history, corporate financial statements and other financial information.
  • Reviews Lease and Finance Agreements to ensure that they are complete and in accordance with the company’s credit policy.
  • Arranges a feasible repayment plan based on assessment of the Client’s income status.
  • Sets and regularly review credit policies, procedures and standards in conjunction with the Managing Director.
  • Gives recommendation for approval facilities based on predetermined limits.
  • Prepares Report on the Performance of the Credit portfolio On Weekly and monthly basis
  • Any other duties as may be delegated by the Managing Director
  • Credit appraisal/verification is expected to be concluded within 24hrs
  • Reports to the Managing Director.




Qualifications and Requirements

  • First degree in any numerate discipline
  • Must have 2 – 3 years cognate experience in credit management.
  • Previous experience in a financial institution
  • Good knowledge of Microsoft Office packages.



applicant should forward cv to [email protected]