Guy sorry 4 what first bank did but since u have applied twice before this and all u get is we got ur application but they couldnot process it, u should have dat they us age as the criteria.
Must people l know including me reduced my age to 1981 bcos when l used my normal age 1979, they turned my application.
So l suggest incase of next time,u adjust bcos almost all banks needs a minimum of 27years