Wanted urgently Credit Risk Officer
A newly established Finance and Leasing Company urgently seeks to fill the following vacancies:
| CREDIT RISK OFFICER: |
Main Responsibilities
- Verifies applicants’ information regarding loan application as obtained by the marketers who have direct link with the client.
- Analyses applicants’ financial status, conduct income and property evaluations to determine feasibility of proposed repayment plan.
- Offers alternative recommendations to applicants based on assessment of income status and need.
- Prepares and processes all documentations necessary for all facilities.
- Compiles and maintain a record of Clients’ credit history, corporate financial statements and other financial information.
- Reviews Lease and Finance Agreements to ensure that they are complete and in accordance with the company’s credit policy.
- Arranges a feasible repayment plan based on assessment of the Client’s income status.
- Sets and regularly review credit policies, procedures and standards in conjunction with the Managing Director.
- Gives recommendation for approval facilities based on predetermined limits.
- Prepares Report on the Performance of the Credit portfolio On Weekly and monthly basis
- Any other duties as may be delegated by the Managing Director
- Credit appraisal/verification is expected to be concluded within 24hrs
- Reports to the Managing Director.
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| Requirements |
- First degree in any numerate discipline
- Up to 2 years experience in a financial institution;
- Must have 2 – 3 years cognate experience in credit management.
- Good knowledge of Microsoft Office packages.
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| SALES EXECUTIVES: |
Main Responsibilities
- Drives the growth of the organization through sales and marketing activities.
- Liaises regularly with the credit officer to obtain necessary information concerning new product/service/contract development.
- Responsible for the compilation of customers’ requisition and a detailed list of prospective customers on a daily basis.
- Responsible for generation of sales lead and prospects.
- Creates awareness for the company and its products and services.
- Provides information on market needs that will enable the Organisation develop new products.
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| Requirements |
- Must have great interpersonal skills
- Effective verbal and listening communication skills
- Must be an energetic person with unusual initiative
- Team building skills
- Must be highly Innovative with an exceptional ability to think outside of the box.
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Qualifications
- First Degree in any discipline
- 1 – 2 years in hands on experience in sales and marketing, preferably in a financial institution
- 24 – 28 years.
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Applications to be forwarded along with updated resume and scanned passport photograph to [email protected].
Entry closes on 8th June 2012.
