PocketMoni is Available in Abia State: The Greatest Invention Since Money!!!

PocketMoni is the fast, safe, easy, convenient and affordable way to send and receive money across Nigeria and pay for goods and services, make cash deposit and withdrawals, buy airtime and Pay bills such as: DSTV, HiTV, MyTV monthly subscription, POSTPAID bills, PHCN bills using your mobile phone.

It works on all handsets, networks and don’t even need a bank account to operate it.

PocketMoni is a mobile payment solution which is powered by eTranzact and designed to allow users conduct financial transactions anytime, anywhere from your phone.

With PocketMoni, your phone is now your bank and your mobile phone number becomes your account number.



Experience it in 3-easy steps:

1. Register by texting “REG FIRSTNAME LASTNAME 003066” to 20220 (from any network). For those using Glo network, text and send to 31030.

2. Activate your PocketMoni Account by visiting M-Cube Global Solutions or any branch of our partner banks (First Bank, Access, Keystone, Skye, FCMB, Mainstreet Bank, Ecobank, UBA, GTB, Zenith, Fidelity, Diamond, Unity, Stanbic IBTC, Union, Wema, Enterprise Bank, and Sterling Bank).

* Ask to pay-in as an eTranzact PocketMoni user.

* Fund your mobile account with N200 and above.

Account Name: eTranzact Plc

Account Number: PocketMoni Account Number (Mobile Number)

You will receive an SMS alert confirming the payment from eTranzact.

Note: Irrespective of the amount, a service charge of N100 is charged at M-Cube Global Solutions and banks for all cash deposit and withdrawals.


3. Start sending money to both registered and non-registered mobile phones.


PocketMoni Features & Benefits

· Recharge your phone and get up to 5% bonus on all airtime purchases on all networks
· Send money to any bank account or mobile phone in Nigeria FREE!
· Pay DSTV, HiTV, MyTV and PHCN (NEPA) bills - prepaid and post-paid
· Register other users on PocketMoni and EARN MONEY
· Buy airline tickets and book hotels with your phone on the web and get discounts
· Access to your money, anytime, anywhere
· Convenient and secure
· All transactions are free of charge (terms & conditions apply)


Services Available to PocketMoni Users

Financial Transactions
i. Buy Airtime on any network

ii. Send Money To
a. PocketMoni user
b. eTranzact Card
c. Any Mobile Phone user
d. Bank Account

iii. Withdraw cash
a. At agent location
b. At Partner Bank ATM

iv. Pay Bills
a. Pay Cable TV subscription (e.g Dstv, Hitv, MyTV)
b. Pay Utilities, Fees, Levies and Taxes
c. Pay Merchants (e.g Supermarkets, Restaurants, Petrol Filling Stations)

Non-Financial Transactions
i. Change PIN
ii. Check Balance
iii. View Last 5 Transactions
iv. Add/Delete eTranzact Debit/prepaid Card
v. Change Set-up


How To Register and Use PocketMoni

PocketMoni is available in two channels.

1. Menu driven mobile software which runs on java enabled phones.
2. SMS/IVR


Using PocketMoni on Java Enable Phones

Send an SMS with “REG FIRSTNAME LASTNAME 003066” (e.g REG JOHN MARK 003066) to the short code –
20220 (from any network). For Glo network, send to 31030.

Or kindly visit M-Cube Global Solutions to register or www.m-cubeglobalsolutions.gnbo.com.ng (see www.pocketmoni.com for list of other agents and their locations)

2. You will receive SMS containing your default pin. Click on the link in the SMS to download the PocketMoni application.

3. Install the application and input the following:
· Your Mobile number
· Default pin (PIN contained in the SMS sent to you)
· Memorable word (user’s defined password)
· Network provider

Follow the instruction to complete your registration. Please note you need to change your PIN from service menu to commence transactions successfully. User can also redo the set-up by using the 'change-setup' option (under 'utilities') under the 'Services' menu if the registration failed.

All transactions are menu driven.



Using SMS/IVR

1. Send an SMS with “REG FIRSTNAME LASTNAME 003066” (e.g REG JOHN MARK 003066) to the short code – 20220 (from any network). For Glo network, send to 31030.

2. Text CH to 20220 (from any network). Then you will receive a call requesting you to enter your old PIN (default pin received in the SMS) and new PIN.

Additional Information on the Using the SMS-IVR Channel This channel enables you to do transactions by sending a designated command to the short code for your mobile operator. When you initiate a transaction, you get a call back from a voice response which prompts for your PIN to authenticate the transaction. This happens for every transaction.

To Register Another Mobile User
· Text “Reg3 FirstName LastName MobileNo 003066" (e.g REG3 MERCY AISHAT 0812345555 003066) to 20220 (from any network)

To Check Balance
· Text “BL” to 20220 (from any network) Please note that after every transaction, you will receive an SMS stating your current balance.

To Recharge your Phone via SMS/IVR
1. PIN (To recharge your phone or someone else via a PIN):
Text “PIN Mobile Network Amount Quantity” (e.g. PIN MTN 100 1) to 20220 (from any network)
or
2. Virtual Topup (To recharge your phone directly without a PIN):
Text “VTU Mobile Network Amount (e.g. VTU MTN 100) to 20220 (from any network)

To Buy Airtime (PIN Voucher) for another person
· Text “PIN MobileNetwork Amount Quantity [beneficiary number] Example: PIN Etisalat 200 1 08123455556

Airtime by VTU to another person
· Text VTU MobileNetwork Amount (beneficiary number)
Example: VTU Mtn 200 08123455556

Pay Bills (Dstv, Hitv, etc.)
Text: PAY BillerAlias Amount SmartCardNo (e.g. PAY Dstv 10000 734555666)

Pay Merchant
Text: PAY MerchantAlias Amount Invoice No. if available (e.g. Pay DammyStores 2500 00111)



How to Send Money

· Send Money to Mobile Number
Text “Send Amount PocketMoni Number” (e.g. SEND 100 08012345678)

· Send Money To Bank Account
Text: “Send Amount BankName 10-Digit-Acct-No” (e.g. Send 5000 FBN 1122334455)
***Please see bank name guide below

Bank Names to use in SMS when sending money to Bank Account:
o Access Bank – Access
o Ecobank PLC – Ecobank
o Enterprise Bank – Enterprise
o Fidelity Bank – Fidelity
o First Bank – FBN
o First City Monument Bank – FCMB
o Guaranty Trust Bank – GTB
o Keystone Bank – Keystone
o Mainstreet Bank – Mainstream
o Skye Bank – Skye
o Stanbic IBTC Bank – Stanbic
o Union Bank – Union
o United Bank for Africa – UBA
o Unity Bank – Unity
o Wema Bank – Wema
o Zenith Bank – ZIB

· Send Money To eTranzact Genesis Card
Text: “Send Amount CardNo” (e.g. Send 1000 1111222233334444)


Funding Your PocketMoni Account

A PocketMoni account can be funded in 4 ways:
* Cash deposit (Cash-in) at M-Cube Global Solutions;
* Cash deposit at a Partner Banks via PayOutlet;
* Transfer from an eTranzact debit or prepaid card which has been added to the PocketMoni service by the
cardholder; and
* Transfer from another PocketMoni user.

1. Cash deposit (Cash-in) at M-Cube Global Solutions
Walk into M-Cube Global Solutions and fund your account. Look out for the PocketMoni Logo/icon or “PocketMoni Accepted Here” sign. Also see www.pocketmoni.com for a list of other agent locations.

2. Cash deposit at any PocketMoni partner Banks
Walk into any PocketMoni partner bank branch i.e SKYE, FCMB, UBA, FIRST BANK, ACCESS, ZENITH, GTB, FIDELITY, KEYSTONE, UNION, etc and fill out a form, hand over form to the teller and your PocketMoni account will be credited. Ensure you get a confirmation order from the teller or you will receive an SMS from eTranzact confirming the payment .

3. Transfer from an eTranzact-powered card - debit or prepaid which has been added to the PocketMoni service by the cardholder.

4. Transfer from another PocketMoni user

NOTE: Irrespective of the amount, a Service fee of N100 is charged at M-Cube Global Solutions and
Partner Banks.


Contact Us

Email:
[email protected]

Phone: 08037024964

Address: 89 Market Road, By Kent, Aba, Abia State, Nigeria

Website: www.m-cubeglobalsolutions.gnbo.com.ng
www.facebook.com/mcubemobilemoney

Opening Days: Monday - Friday

Time: 8am - 5pm