Dear High-paying Jobseeker,

I have good news for you, the global economic crunch that is affecting all sphere of life is really having its tolls on Nigerian graduates who are seeking jobs. The situation is becoming worse daily which have resulted that they do odds jobs like pushing wheel barrow, becoming bus-conductor, Lorry loaders, street hawkers and joining bad gang in other for them to earn money.

But the problem is not the money, the problem lies in the lack of financial education in the school curriculum. In school, they don’t teach students how money is being made. They rather teach them how to only work for money. If you read bellow, you will discover a way out of this situation.

If our school teach students how to make money, there would be more entrepreneurs who will provide jobs than employees who are seeking for job. Making money is so easy that even a 10 year old child, if properly thought how to calculate financial numbers, can make a lot of money and learn how to command money to work for him and he will not struggle.

Since money is no more tangible like gold and silver, but an idea that is converted into paper currency which possess no value. You don’t have to be professionalize in any field or need a job in a high paying company to make money these days. What you should do is to learn how to simply convert an idea into cash, by buying a product or goods that people will be paying back for with interest.

As I stated earlier, Financial education simply teach a person how to convert an idea into cash and turning that cash into a cash flowing asset that appreciate in value with inflation, which will generate more money for you even when you are not working, instead of using it to buy liabilities that drain money out of your pocket.

Financial education simply begin when you can analyse your income and your expenses, you know what to buy that will serve as an asset and know how to cut off your liabilities. For your information, an asset is not just a landed property, but anything that generate income for you even when you are not there.
You can buy an oven of N30,000 for cake baking, keep it in your varander and employ a baker to manage the oven for baking of meat-pie, cup-cake, burger, small bread, sausage roll etc. and be paying you for renting and using it. This will serve as an asset that appreciate in value with inflation.

You can also buy a wheel barrow, shovel, head pan, Monday hammer, digger and other building tools for hiring to builders. This will also serve as an asset that appreciate in value with inflation.
What about cooking/cattering accessories like plate, spoon, buffet, pots table covers coolers etc. This will also serve as an asset that appreciate in value with inflation.

What about Chairs, tables, canopy, hall decorating cloths, carpet, flowers etc. This will also serve as an asset that appreciate in value with inflation.
Or if you have too much money, you can buy direct Belgium cars for hire purchase or hotels hiring services.

Instead of our school teaching our youth how to proffer solution to problem, or fill a need to make money, they engage them in studying lizard and rat for 6 to 8 years in the university so that when they graduate from the so-called university, they will start looking for job that they will work to earn money for a living.
If you really need money, all you have to do is become financially educated, learn to calculate financial numbers. It will enable you to own your business and also have network of different business that generate money for you even while you are not working. This is my advice to our youth.

Let me expose some source/ investors that can give out unsecure loan for small business start-up entrepreneur .An unsecured loans is either personal or business loans, where you don’ t have to keep any thing to get the loan sanctioned, they would help you if you don’t have anything to use as a collateral security.

If you are looking for cash, it will be the best if you go for the unsecured loans as the payment; rate of interest and the tenure of the loan are very good and can be altered as per your needs and requirements. You will get personal/business loan if only you can provide the information listed below.
Bellow are the list of documents that are required:

A business plan - The business plan show the lender not only why you want a small business loan but what you plan to do with the money.

Cash flow projections - The first question any lender has is, will you be able to repay the loan?. Your business's cash flow projections give lenders concrete financial data that they can use to assess this risk.

A statement of your personal financial status - A list of your personal assets and debts to give the lender a fuller financial picture. This one is easier to draft

I can help you with the business plan and other required documents I used to get soft loan to launch my 6 restaurants plus list of investors that are ready to finance your business without much questions.

To get a small business loan proposal plus list of investors call 08120210021, or you may also email me on [email protected]
I wish you success in your business.
Victoria Joshua