Can anyone tell me What A Debt Consolidation Loan is?

Hi

I just wanted to ask....

What Is A Debt Consolidation Loan?

I have found this info but am not sure if
it's correct or not?

http://aboutvisa.com/article.cfm/id/216074

Is there anyone else here in a similar position as
me with mountain of debt they are struggling to pay?

I would really appreciate some advice about the information
in this article http://aboutvisa.com/article.cfm/id/216074
as I am seriously considering it to help my family.

Like a lot of people we started slipping into debt
when I lost my job and couldnt meet the monthly bills.

I have heard a lot about debt consolidation loans but
I dont know whats right or wrong...

Any feedback from anyone would be appreciated.

Deepest Thanks

Danni
xxx